csONE Benefit Solutions
It's what we do.
Concord, New Hampshire
Phone: 1 603 227-2000 or 1 888 227-9745

Making Employee
Benefits a Breeze

csONE Benefit Solutions was founded in 1975. We currently provide COBRA Compliance Administration and Reimbursement Account services for more than 250 employers. Employers using our services successfully cut down on their administrative burden while employees enjoy our excellent customer service.

COBRA Compliance

Our COBRA unit is dedicated to the ongoing compliance administration of COBRA. We provide COBRA compliance administration to more than 250 employers based in Maine, New Hampshire, Vermont, Massachusetts, Connecticut and Rhode Island with facilities and beneficiaries located throughout the United States.

  • We work directly with insurance carrier(s)
  • A dedicated analyst is assigned to each employer
  • We prepare and issue monthly invoices to beneficiaries
  • We offer online ACH payment method for beneficiaries at no additional cost to the employer
> Learn More: COBRA

Reimbursement Accounts / Plan Docs

We offer administration of several pretax programs; Health and Dependent Care Flexible Spending Accounts, Health Reimbursement Arrangements, Health Savings Accounts, Limited Purpose Flexible Spending Accounts and Qualified Transportation Accounts. We can also provide preparation of pre-tax plan documents, wrap documents and non-discrimination testing.

Reimbursement Accounts can be adopted separately or in any combination by an employer. They have low set-up and ongoing costs once in place. Overall, the plans can effectively reduce benefit costs, administration costs and burdens and provide tax savings for employers and employees.

> Learn More: Reimbursement Accts

> Learn More: Plan Doc Prep

Reimbursement Account
Employer Login

Getting Started...
  • Portal Pop-up Blockers: Be sure to turn-off pop-up blockers on your web browser.

  • First Time Login: The Flex Team needs to set up each employer group. If you do not have a user name and password, please contact us at:
    Flexadmin@csONE.com or
    1 888 227-9745.

COBRA Documents

COBRA Request for Proposal
If you would like a proposal for COBRA Administration, fill out this fillable PDF and return it to our Marketing Administration Department.
COBRA Details for New Qualifiers
This document can be provided to employees at termination to help explain how the COBRA process works.

Reimbursement Forms

Request for Proposal
If you would like a proposal for a PCP, FSA or HRA plan, fill out this fillable PDF and return it to our Marketing Administration.
HRA Census Template
HRA Census Template
This is an Excel template for employers to submit their HRA census information to csONE Benefit Solutions. The completed census should be submitted to flexiblebenefits@csONE.com via secured email prior to initial setup and renewal. Contact the Flex Department if you do not have a secure email login.
Authorization Form
Employer Direct Deposit Authorization
The ACH/Direct Deposit Authorization form allows csONE Benefit Solutions to automatically debit the employer's account for claims processed each week.


Admin Portfolio
Reimbursement Comparison Chart
Healthcare reimbursement accounts are not all crated equal. This flyer will help you understand the difference between, HRAs, FSAs, HSAs and LP FSAs.
Admin Portfolio
csONE Advantage
What's the advantage of having csONE Benefit Solutions administer your Reimbursement Account and Cobra benefits? Check out the reasons why in this brochure.